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Hayes Financial Group

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    • Our Community Involvement
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  • Why choose the Hayes Financial Group
    • Why clients work with us
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    • Market Updates
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Key estate planning documents

When putting together your estate plan, there are many issues to consider and having the right documents in place will go a long way toward your intentions being followed.

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Holdcos for investment purposes

Many Canadians own investment portfolios through a holding company (a “Holdco”) for a variety of reasons. But how are income and gains earned on investments held inside the Holdco taxed?

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How philanthropy teaches the next generation about your values

CIBC Private Wealth

September 19, 2022

Leading by example is a great way to teach your kids about charitable giving.

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Summer reading list: Five kids' books for learning financial literacy

CIBC Private Wealth

July 14, 2022

Books are an excellent way to teach your children about the nuts and bolts of finance.

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Elder caregiving: Know your options

CIBC Private Wealth

June 20, 2022

Evaluating an older adult’s needs and living arrangements is an ongoing process. And there’s a range of options and services to consider.

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Design your unique retirement lifestyle

CIBC Private Wealth

June 17, 2022

The definition of retirement is changing and there are now more options for retirement than ever before. Whether your retirement is traditional or something different is really up to you.

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Dreaming of warmer climates? Avoid U.S. tax consequences

CIBC Private Wealth

February 09, 2022

Before committing to the glorious snowbird lifestyle, be sure to consider potential U.S. tax implications.

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Common retirement pitfalls to avoid

CIBC Private Wealth

February 09, 2022

Avoid these five common drawbacks to ensure your retirement is the best it can be.

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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.