When families are introduced to us, we are asked to provide a fresh set of eyes and a thoughtful analysis on their current investment and overall wealth strategy (tax, estate, insurance, business succession, retirement, etc.)
What we often realize is the need - and desire - to simply the approach. Your portfolio does not need to be over-complicated to be successful. What is needed, is for it to be focused and strategic in weaving together the different elements of your wealth plan.
OUR DIFFERENCE
David & Eric are holders of the Chartered Investment Manager (CIM) designation, the industry standard for portfolio management services and an accreditation focused on portfolio construction and risk analysis.
At CIBC Wood Gundy, we leverage an “open investment platform” meaning we are not tied to using proprietary products. In fact, a key point of differentiation is that due to our designations, we have what’s called a “Fiduciary Duty" meaning by law, we are legally bound to always act in your best interests and of the highest ethical standards.
More importantly, we share the philosophy that it is imperative to have both your short and long term objectives top of mind when developing any investment strategy.
INSTITUTIONAL ACCESS, BOUTIQUE FEEL
If investing like some of the world's biggest and best pension and endowment funds has forever seemed out of reach, the opportunity has arrived.
At the Hayes Financial Group, we aim to enrich our clients' lives by providing exclusive access to solutions only few in the past have been privy to.
OUR FOCUS
Our expertise is in creating a pension-style investment policy with strategic asset allocation strategies based on your risk tolerance, with two key focuses: preserving your capital and maximizing your net return.
1. Protecting your capital is at the heart of our process. Before we move forward with our recommendations for a client, we stress test and back test the proposed portfolio so that even during the most difficult investment and economic times, our clients are confident and positioned well to help preserve their capital.
2. We also focus on after-inflation, after-tax and after-fee returns, because we understand that in the long run, what matters most is not necessarily what you make, but rather what you keep.
In short, we create portfolios that are globally diversified across asset classes beyond simple stocks and bonds and depending on your situation, may include global real estate, infrastructure, private equity, private debt and alternative investments which aim to generate stable returns and have historically demonstrated low correlation to traditional equity and bond markets. (Asset Correlation Map. Guggenheim Investments, 2021.)
Once an asset class is identified as suitable for our clients, we seek out professional portfolio managers who are specialists in specific areas. We firmly believe no single portfolio manager or firm can provide superior risk-adjusted returns in all asset classes or across different geographies.
It is this constant due diligence process that has led, and continues to lead us to some of the best portfolio managers in the world.
We understand that being entrusted with your assets is both our greatest honour and our greatest responsibility and we live this belief in all that we do.
